Welcome to short term cash loans

Short Term Cash Loans is a responsible website offering easy comparison of short term loan deals to the citizen of UK minus the paperwork, multiple visits to lenders, long wait time and hidden fees. We aim at revolutionising the way people apply and access short term loans.

Do you need access to small amount of cash from £100 to £1,000? At Short Term Cash Loans we have got you covered! We are associated with a network of UK’s reliable loan lenders ready to help you meet your financial needs. Our easy to use comparison tools will make it absolutely easy for you to get hold of the right loan deal by the right lender.

In this website we will simply collect your information and forward it to the lenders. You will get a response within minutes. Once you are matched with a lender you will be redirected to the lender’s website where you can continue with the application procedure. Upon approval, the money will get wired into your bank account in no time.

With Short Term Cash Loans, it is very easy to land on the right loan lender. In this website we will do everything we can to assist you and make loan borrowing a hassle free affair!

- Frequently Asked Questions -

Payday loans are a temporary solution for all the unplanned expenses that crops up ahead of your payday. These loans are designed to keep you afloat between two paydays. Quick and enough cash can be obtained upon approval against these loans. These are perfect solution for anyone who is facing an unexpected financial situation that cannot be put off until the next time one gets paid.

Payday loans are short term loans and should be applied when you have exhausted all other options and facing an unavoidable reason for which you are in need of cash assistance. They should never be applied to take care of long term debts. Enough cash to take care of any short term expenses such as medical emergencies, car repair and home improvement can be taken care of with these loans.

There is no need to pledge any collateral against these loans. As these loans are offered for short term, they are meant to be repaid fully within a short period of time. Thus, at Short Term Cash Loans we strongly urge you to consider your personal financial situation seriously before applying a payday loan

If you are trapped in unwanted expenses and need immediate monetary assistance then short term loans are what you can apply for. These loans are easy to qualify and can be obtained within hours of applying. Since these loans are offered for short term, they should be repaid back within just a few weeks.

Upon approval against short term loans, the approved cash will be deposited directly into your bank account. You are free to use the received cash as per your requirement. The amount of cash you borrowed along with the interest will be taken directly from your bank account on the due date by the lender.

Repayment needs to be done on time. Failure to repay can get you into debt issues, which could also have negative effect on your credit status. Thus, at Short Term Cash Loans we recommend that you borrow only the amount of cash you are in need of and repay back when the loan is due.

The loan deal you apply for and the amount of cash you are offered by the lender are based on various factors. If you are in need of small amount of cash help then we have the right solutions for you at Short Term Cash Loans. As per your needs you can apply for payday loans, same day loans, short term loans, doorstep loans, instant loans and cash loans. The total amount of loan that can be borrowed against these loans ranges between £100 and £1,000.

Lenders will offer you the borrowed money based on how much cash you are in need of and for how long. They will also check your credit status, outstanding debt, monthly income and where you live ahead of deciding the approval amount. Lenders will also consider your repayment ability ahead of deciding the approval amount. Generally, you will be offered 15 to 30 days to repay back the borrowed money.

We have a network of lenders at Short Term Cash Loans. Our main intention is to help you get matched with the right loan lender. For that we will first collect information that you provide and then forward it to one or more lenders in our network who can help you meet your immediate financial requirements. We are only a mediator. It is the lenders who will be solely responsible for all aspects of the application, loan transaction and all other applicable laws and regulations.

We will match you with one or more lenders based on your needs, repayment ability, monthly income and current credit status. You can draw easy comparison of the offered deals, terms, conditions and fee and choose the one that suits your requirements.

Submission of personal information is strictly voluntary at Short Term Cash Loans. We cannot guarantee that you will be matched with a lender or you will receive a loan approval.

Short Term Cash Loans is not a lender, nor do we extend any type of credit to consumers. The requirements and regulations of the lenders differ from one another. Besides, approval process is based on the information provided by the applicants. To see if you meet the requirements go through the loan agreement.

Typically, most of the lenders only demand that the following conditions are met by the applicants to qualify for a loan-

  • You must be above 18 years of age
  • You must provide some proof of income
  • You must have a valid identification
  • Be a citizen of the UK
  • You must have a active checking account that accepts direct cash deposit

The qualifying loan amount will vary depending on the income of the borrower and the lender’s decision. Although, in an attempt to keep consumers from borrowing large loan amounts at high interest rates, there are several laws in UK establishing the maximum loan amounts and also limits the ability of borrowers to have several outstanding payday loans.

The answer is simple! We are unlike other loan comparison websites!

We at Short Term Cash Loans try our best to help people in all financial situations to get the loan they require. We collect all the information provided to us and get them matched with the database of trustworthy lenders we are associated with. We constantly keep updating the list and look for the best deals available while minimizing the risks of taking a loan online.

  • You must be above 18 years of age
  • You must provide some proof of income
  • You must have a valid identification
  • Be a citizen of the UK
  • You must have a active checking account that accepts direct cash deposit

The qualifying loan amount will vary depending on the income of the borrower and the lender’s decision. Although, in an attempt to keep consumers from borrowing large loan amounts at high interest rates, there are several laws in UK establishing the maximum loan amounts and also limits the ability of borrowers to have several outstanding payday loans.

A simple and small form is all that you will need to fill in to apply online. Fill in and submit the form and you will receive an answer within minutes.

After you have submitted us your application form we will forward it to the lenders based on your financial requirement. If approved, we will get you redirected to the website of the lender where you can continue further with the application formalities and also go through the loan terms, fee, repayment schedule, and so on. Make sure you go through the loan agreement carefully ahead of signing it.

Until and unless you have formally signed the loan agreement you are under no obligation to accept it from any lender. You can simply refuse the loan if you are not satisfied with the terms and conditions. You may then reapply in this websiteand get matched with a different lender.

We at Short Term Cash Loans make it easy for you to get the cash you need to cover life's unplanned and unexpected expenses. If you choose to apply for a short term loan online through us you will need to provide us some very basic information so that we can help us to get you matched with the right loan lender.

Once matched, lender will ask you for personal information including your full name, address, phone number and a valid ID number. You will also have to mention the amount of cash you need and for how long you need it. Lender may also ask for income information including your monthly income, employer information, income verification and banking information including your checking account number and if your account accepts direct deposit.

Make sure to provide complete and accurate details. Most lenders cannot approve a loan request if the information is incomplete or does not match.

Different lenders have different renewal policies. Generally, renewing or rolling over a payday loan means you extend the term of the loan for which you will be charged with a fee. Renewing your payday loan does not reduce the amount you owe. You will still have to pay back the principal amount and fees for the rollover. To know about the renewal policy and fee you should carefully go through the loan agreement. The cost of payday loan renewal will add unwanted pounds to the end cost of your loan, coupled with interest rate and late fee.

Not all payday lenders offer borrowers the option to renew their loans if they are unable to pay off the loan when it is due. Lenders will consider your extension request based on your current financial situation and the information you provide. Remember, a payday loan is meant for short term requirements only and extending the loan term could become a debt trap.

We understand that circumstances can change and you may find it difficult to make your repayments. If you are unable to pay the borrowed amount by the agreed upon due date, you will incur additional charges. The consequences of non-payment could be very severe. In addition to late fee and other charges, the lender may take legal action against you.

Information about such delinquency and defaults may get reported to the third party credit bureaus, which will have negatively impact your credit. Having negative remarks on your credit will make it difficult for you to qualify for loans in future. To get out of such credit difficulties you may have to seek counseling.

When you are unable to repay on the due date you can choose to extend the loan term. Here you should bear in mind that by extending the loan you may end up paying more than what you originally agreed to repay. Thus, we would recommend you to borrow only the amount of money that you need and which you could easily pay back. By doing this you can stay away from getting into debt trouble.

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