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Frequently Asked Questions

What does Short Term Cash Loans exactly offer?

Short Term Cash Loans is an intermediary. Here our main concern is to help you get matched with the right loan lender, capable of fulfilling your cash needs. We have a network of lenders who will approve you based on your cash needs and current financial situation.

What are short term loans?

Short term loans are small loans meant to help you stay afloat ahead of your payday. They should be repaid within a short term. Lenders provide these loans to anyone who is facing unexpected financial situation that needs to be dealt with as soon as possible.

Can I borrow a loan directly from this website?

No, you cannot borrow a loan directly from this website. We are neither a lender nor a creditor or a broker. We can only help you get matched with a lender based on what your current cash needs are.

Will my bad credit status hold me back from applying?

We shall never enquire about your current credit status when you access any of our services. We treat all our customers equally and try our best to get you matched with an appropriate lender. But lenders are going to run credit checks to establish your past credit history. They will check your credit rating to verify if you have repaid your previous loans and if there is any default.

Do I need to pledge collateral?

We at Short Term Cash Loans help you find small unsecured form of loans against which you do not have to pledge any sort of collateral.

Are my personal details safe?

Short Term Cash Loans uses the latest encryption technology to ensure that all your information remains secure. Once you have submitted us your application, we will forward your information with the lenders in our network. To safeguard the personal information submitted to us we use various security measures that comply with federal law. Besides, the website is scanned daily for security vulnerabilities.

What exactly is the loan approval procedure?

In this website we provide you a secure application form that you have to fill in and submit. The application is simple and easy to understand. It will just take you a few minute to complete the form. We will then forward your information to lenders and they will then decide whether to approve or reject the loan request. Since we are not into loan lending, we play no role in making any credit decisions and cannot guarantee about approval.

If approved, how long will it take to get the approved cash?

You will get a response upon approval in just a few minutes. Depending on the time and day when your application was approved, the lender will get the fund deposited into your bank account within an hour or one working day. Weekend and bank holiday can add delay. Therefore, to avoid such delays apply during regular working hours.

What if I am unable to repay on time?

If for any reason you are unable to repay back the loan on the due date, you should immediately contact the lender. You will incur additional charges if you fail to pay the loan amount and the interest by the agreed upon due date. Lenders also have the right to take legal action against you if you do not pay back the loan. Many lenders offer loan extensions and renewals, but for such services you need pay additional charges.

What if I am not satisfied with the offered loan deal?

Until and unless you have signed the loan agreement, you are under no obligation to accept it. So, if you are not satisfied with the terms and conditions of the offered loan deal you are free to refuse it. You can reapply with us and get matched with a different lender.

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