No matter where in UK you reside, you can now rest easy knowing that at Short Term Cash Loans we can help you find quick loans whenever you in need of extra cash to take care of your unexpected financial emergencies. So, now you do not have to wait till your next payday. Tell us about your requirements and we will get you matched with the most appropriate lender within minutes.
Ahead of applying you will need to confirm that you are a UK citizen, you are above 18 years of age, have permanent employment and an active bank account. Requirements and regulation may vary among lenders. Therefore, make sure you carefully go through the loan agreement and the terms ahead of signing it.
Quick loans are offered for short tenure and are meant to help you deal with urgent needs only. They are meant to be repaid quickly. If for any reason you miss the repayment date, you will be charged with additional fee and the interest rate will shoot up. Ahead of approval, lenders will verify your information and most of them will also run credit check. Having low or no credit history will not automatically disqualify you from being approved. But it will affect the amount of cash offered to you and the interest charged by the lender.
There are several other factors based on which lenders will decide if your loan request is approved or rejected. They include where you reside, your present income and level of outstanding debt. It can be easy for you to get into further trouble when you are already trapped in cash crunches. So, think very carefully ahead of applying for these loans as they are expensive. In addition to the interest rate, you will also have to pay processing fee. Besides, you will have to pay the loan in one single payment and you cannot delay it. So, if you think you will not be able to repay then steer clear. Just because quick loans are easy to obtain does not mean you can easily pay it back as well.
You are under no obligation until and unless you have signed the loan agreement. So, after we have matched you with a lender and you are not satisfied with the terms of the quick loans offered, you are free to refuse it. You can reapply at Short Term Cash Loans and we will get you matched with a different lender again.